Understanding the Different Types of Property Valuations in the UK
- James Dean
- May 29
- 3 min read
Expert Insight from WBC Valuations Ltd
Whether you're buying, selling, inheriting, or settling a legal matter, understanding the different types of property valuations available in the UK is essential. At WBC Valuations Ltd, we specialise in delivering clear, compliant, and professional valuations across Cheltenham, Hereford, Shrewsbury, Tewkesbury, Gloucester, and Kidderminster.
In this guide, we break down the main types of property valuations we offer and explain when each is required.
🔍 1. Market Valuation (Red Book Valuation)
A Market Valuation provides an impartial, evidence-based estimate of your property's current market value. At WBC Valuations Ltd, we provide RICS Red Book-compliant valuations that meet strict professional standards.
Ideal for:
Buying or selling property
Shared ownership or Help to Buy schemes
Capital gains tax or probate calculations
Legal or financial proceedings
📍 We offer RICS market valuations in Cheltenham, Hereford, Gloucester, and surrounding areas.
⚖️ 2. Probate Valuation
A probate valuation is needed when valuing a deceased person’s estate. It is used to assess inheritance tax and distribute assets fairly. This type of valuation must be accurate, HMRC-compliant, and carried out by a qualified RICS surveyor.
Ideal for:
Estate executors
Probate solicitors
HMRC reporting
📌 Trusted probate property valuation services in Tewkesbury, Shrewsbury, and Kidderminster.
💔 3. Matrimonial Valuation
In divorce or separation cases, a matrimonial valuation is used to determine the fair market value of jointly owned property. It supports court proceedings or mediation agreements and must be impartial and Red Book-compliant.
Ideal for:
Divorce settlements
Court hearings
Financial remedy negotiations
🧭 Serving clients across Cheltenham, Gloucester, Hereford, and beyond with confidential matrimonial valuations.
🧱 4. Help to Buy Valuation
If you're planning to repay or sell a home purchased through the Help to Buy scheme, you’ll need an RICS valuation that meets Homes England's requirements.
Ideal for:
Repaying Help to Buy equity loan
Selling a Help to Buy property
✅ Compliant valuations available in Shrewsbury, Tewkesbury, and Kidderminster.
🧾 5. Shared Ownership Valuation
Shared ownership properties require a specialised valuation when buying, selling, or staircasing. These valuations help ensure fair pricing for buyers and housing associations.
Ideal for:
Staircasing (buying additional shares)
Selling your share
Transferring ownership
📍 We deliver accurate shared ownership valuations across Hereford, Cheltenham, and Gloucester.
🏢 6. Leasehold Valuation & Lease Extension
If you own a leasehold property and want to extend your lease or buy the freehold, a valuation is needed to calculate premium costs and negotiate with freeholders.
Ideal for:
Lease extensions
Enfranchisement (purchasing the freehold)
🧭 Covering leasehold properties in Tewkesbury, Kidderminster, and Shrewsbury.
⚠️ 7. Valuation for Legal Disputes or Litigation
Disputes over property ownership, value, or boundaries often require a formal valuation. Our expert team provides litigation-ready reports accepted by courts and solicitors.
Ideal for:
Court proceedings
Dispute resolution
Boundary or ownership disagreements
⚖️ Supporting clients with expert witness valuations in Cheltenham, Gloucester, and Hereford.
🏡 Why Choose WBC Valuations Ltd?
At WBC Valuations Ltd, we’re proud to offer:
✔️ RICS-qualified surveyors✔️ Local market expertise across Cheltenham, Hereford, Shrewsbury, Tewkesbury, Gloucester, and Kidderminster✔️ Red Book-compliant reports✔️ Fast turnaround and reliable advice✔️ Transparent pricing
Whether you're dealing with a sensitive legal matter or a standard sale, our valuations are independent, accurate, and tailored to your needs.
Need a property valuation in Cheltenham, Hereford, Shrewsbury, Tewkesbury, Gloucester, or Kidderminster? Get in touch with WBC Valuations Ltd for expert advice and a no-obligation quote.
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